Our Services 我们的服务

Helping you secure the future. 以稳健之道,成就长远未来。

Secure your future. 成就长远未来。

Financial Products We Offer 全面的金融与保障产品

Life Insurance 人寿保险

Learn More 了解更多

Life insurance is more than protection. It's a powerful financial tool that helps you build security, create opportunities, and shape the future you want for your family.

At its core, life insurance provides financial protection for your loved ones in the event of your passing.

With flexible products such as indexed universal life (IUL) and whole life insurance, you can accumulate cash value, access funds in a tax-advantaged way, and supplement your retirement income while keeping your family protected.

At Global Sagacity, we help clients choose the right policy that aligns with your goals, risk tolerance, and long-term financial vision.

人寿保险不仅仅是保障,更是一项强大的财务规划工具。它帮助您建立安全基础、创造更多可能,并为家人塑造您所期望的未来。

从本质上讲,人寿保险在您不在时,为挚爱之人提供重要的财务保障,确保家庭生活与长期规划得以延续。

通过如指数型万能寿险(IUL)和终身寿险等灵活的产品设计,您不仅可以累积现金价值,还能以具税务效率的方式灵活运用资金,在保障家庭的同时,为退休收入提供有力补充。

在 Global Sagacity,我们致力于协助客户甄选最契合其目标、风险偏好与长期财务愿景的人寿保险方案,帮助您以清晰而稳健的方式,实现真正有意义的长期规划。

Health Insurance 健康保险

Learn More 了解更多

Health insurance is more than medical coverage—it's a foundation for financial stability and peace of mind. It helps protect you and your family from unexpected healthcare costs while ensuring access to quality care when you need it most.

At its core, health insurance helps cover essential medical expenses such as doctor visits, hospital stays, prescriptions, and preventive care, reducing the financial burden of illness or injury. The right plan can also support long-term wellness and protect your savings from high out-of-pocket costs.

At Global Sagacity, we help you navigate your options and select a health insurance plan that aligns with your needs, lifestyle, and budget—so you can focus on living well with confidence.

健康保险不仅仅是医疗报销,更是守护财务安全与心灵安心的基础。它帮助您与家人抵御突发医疗费用的风险,同时确保在需要时能够获得高品质的医疗服务。

从本质上讲,健康保险可以覆盖看诊、住院、处方药与预防性检查等必要医疗支出,有效降低疾病或意外带来的经济压力。选择合适的保险计划不仅有助于您长期维持健康,也能保护您的储蓄免于高额自付费用的侵蚀。

在 Global Sagacity,我们协助您厘清选择、了解差异,并找到符合您的需求、生活方式与预算的健康保险方案,让您在未来生活中多一份从容与安心。

Annuities 年金

Learn More 了解更多

An annuity is a smart way to turn your savings into steady, guaranteed income, helping you enjoy retirement with confidence and peace of mind.

Depending on the type, they can offer market-linked growth potential, principal protection, and tax-deferred accumulation.

At Global Sagacity, we partner with leading insurers to help clients choose from fixed, indexed, and variable annuity options tailored to your needs.

年金是一种将储蓄转化为稳定、可预期收入的理性工具,帮助您以更从容、更安心的心态享受退休生活。

根据不同的产品类型,年金可提供与市场表现相关的增长潜力、本金保护,以及递延纳税的累积优势,为长期规划提供多元选择。

在 Global Sagacity,我们与多家领先保险公司建立长期合作关系,协助客户从固定年金、指数型年金及变额年金中,甄选最契合其需求与目标的解决方案,助力构建稳健而可持续的退休收入体系。

Solutions For Every Stage 为不同阶段定制的财富与保障方案

Family Protection 家庭保障

We provide personalized life insurance plans to ensure your loved ones are financially secure, covering living expenses, debts, and future goals in the event of life's uncertainties.

我们通过量身定制的人寿保险方案,帮助您在面对人生不确定性时,确保家人拥有稳固的财务支持。保障范围涵盖日常生活支出、债务责任以及子女教育等长期目标,为家庭的未来提供持续而可靠的保障。

Education Funding 教育规划与资金准备

Our flexible life insurance products allow families to build accessible cash value that can help fund a child's education while keeping long-term protection in place.

我们通过灵活的人寿保险解决方案,协助家庭累积可灵活运用的现金价值,在为子女教育提供资金支持的同时,持续保有长期的人身保障。这种兼顾保障与规划的方式,帮助家庭在重要教育阶段保持财务弹性与从容。

Retirement Income 退休收入规划

With our annuity and life insurance solutions, clients can enjoy guaranteed lifetime income, steady growth, and protection against outliving their savings.

通过年金与人寿保险相结合的解决方案,我们协助客户构建可终身领取的稳定收入来源,在追求稳健增长的同时,有效降低资产被提前耗尽的风险。这一规划方式帮助您在退休阶段保持财务确定性,从容应对更长寿命带来的挑战。

Investment Growth 投资增长规划

We help clients grow and protect their wealth through life insurance and annuity solutions that combine market participation with downside protection and tax-deferred accumulation.

我们通过人寿保险与年金相结合的解决方案,协助客户在参与市场潜在增长的同时,兼顾下行风险保护与递延纳税优势,实现财富的稳健增长与长期守护。

Legacy Planning 传承规划

Our life insurance and annuity strategies help clients preserve wealth, minimize estate taxes, and pass assets efficiently to the next generation, ensuring your legacy endures with confidence.

我们通过人寿保险与年金相结合的规划策略,协助客户有效保全财富、优化遗产税负,并以高效、有序的方式将资产传递至下一代,确保您的财富与价值观得以从容延续。

Ready to plan your future? 准备好规划您的未来了吗?

Learn more about our services and stay in touch. 欢迎了解我们的服务,并与我们保持联系。